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In an unexpected show of bipartisan support, Congress recently made a significant stride toward reforming Social Security regulations that affect millions of Americans. The House of Representatives passed the Social Security Fairness Act with an overwhelming majority of 327 to 75 on November 12. This landmark proposal aims to eliminate rules that lead to reduced
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As the calendar inches toward 2025, tax uncertainty looms large, with many investors and financial professionals grappling with the potential implications of new federal tax policy. The forthcoming negotiations in Congress, led by President-elect Donald Trump, promise a significant reexamination of existing tax laws, evoking comparisons with Trump’s 2017 Tax Cuts and Jobs Act (TCJA).
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Roth individual retirement accounts (IRAs) offer a unique opportunity for investors looking to enhance their tax-free retirement income. By converting traditional pretax IRA or nondeductible IRA funds into a Roth IRA, individuals can initiate tax-free growth on their investments. However, this strategy carries the immediate obligation of paying taxes on the amount converted. Therefore, it’s
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As the Federal Reserve embarks on potentially lowering interest rates once again during its upcoming meeting, significant discussions arise regarding the implication of such a decision. A decrease of a quarter percentage point, marking the third consecutive rate cut, indicates a strategic response by the central bank to address the economic environment characterized by persistent