The Rising Cost of College Attendance

The Rising Cost of College Attendance

In recent years, the cost of attending college has reached staggering heights, with some institutions charging nearly six figures per year. Schools like New York University, Tufts, Brown, Yale, and Washington University in St. Louis have a sticker price of over $90,000 for the 2024-25 academic year. With tuition adjustments averaging around 4% annually, it is projected that these institutions, along with others, could surpass the $100,000 mark by 2026. This alarming trend is concerning for students and families, especially those from low- and moderate-income backgrounds.

One of the driving factors behind the significant tuition increases at colleges and universities is the deep cuts in state funding for higher education. This shift has forced students to bear more of the financial burden, making college increasingly unaffordable for many. While elite schools with exorbitant price tags grab headlines, it’s essential to remember that the majority of colleges are community colleges or state universities with more accessible prices. Still, the rising cost of college remains a pressing issue in today’s society.

Despite the skyrocketing costs of college, very few students or parents pay the full price out of pocket. On average, families spent $28,409 on education costs during the 2023-24 academic year. Parental income and savings cover a significant portion of college expenses, while scholarships, grants, and student loans make up the rest. The U.S. Department of Education provides billions of dollars in aid each year to help students afford higher education. Beyond federal aid, students can also seek assistance from their state, college, or private scholarships.

The Importance of FAFSA

To access federal financial aid, students must complete the Free Application for Federal Student Aid (FAFSA). This application serves as the gateway to various forms of federal money, including loans, work-study programs, and grants. Unfortunately, recent issues with the FAFSA have deterred many students and families from applying for aid. This decline in FAFSA submissions has led to fewer students pursuing higher education, highlighting the critical role of financial assistance in making college accessible.

Despite the overwhelming cost of attending college, many institutions are committed to helping students meet their financial needs. Private schools, in particular, often have more resources available for financial aid. While the sticker prices of colleges may seem daunting, there are numerous schools that work diligently to support students and families. By prioritizing affordability and access, these institutions strive to make higher education a possibility for all aspiring students.

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